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At a 5G test point in Shenzhen Nanshan District Science Park, the park is covered by 5G and 4G networks at the same time, while 5G mobile phones have reached a download speed of more than 1G per second in a very short period of time.Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.当时因为什么原因，没有接纳，那个人似乎就叫做韩信……想不到这个曾经在自己军中做执戟郎的小兵竟然有这样的本事？事已至此，这些事情不提也罢，否则只是徒增郁闷罢了。TaekwondoGrandma Lily opened the book.According to IDC's 1998 survey, the industries with high demand for IT personnel are: telecommunication, business services, medical care, retail and wholesale, and financial services. Compared with the technology industry, which employs purely technicians, it will come in a much wider range.