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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.原来泥鳅的妹妹墨鲫听夫子说，媳妇要以夫君为天，要听夫君的话，就想问是不是不管夫君说啥都要听，却被香荽给拉住了，不让她问。妙子在认识的咖啡店店员·遥斗（野村周平饰）的推荐下开始了“搭配应用程序”。张槐冷笑道：他来他的，见不见是我的事。徐文长叹道，我也是审过倭寇方知，王翠翘在东南海外的名气，已着实不亚于徐海，夷人称其为‘女船主，几与汪直‘五峰船主齐名。　　《辛普森一家》（The Simpsons）是美国福克斯广播公司的一部动画情景喜剧，作为美国历史上最长寿的情景喜剧及动画节目，《辛普森一家》对流行文化产生了极大的影响，也赢取了大量的奖项，更是被《时代》周刊等权威刊物评为90年代最优秀的情景喜剧。乾隆年间，因当时的墨品质量低劣，书写的字迹偶遇潮湿便不能持久，致使往来于京城和前方战场的军机战报经常字迹模糊不清，导致金川之战大败，乾隆震怒