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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.该剧改编自周良货原作，梦野一子作画，1993年至1997年在《MORNING》杂志连载的漫画作品，时隔20年改编真人日剧。真木阳子在剧中饰演主人公原岛浩美，在都市银行工作，总是把顾客放在第一位，作为管理人员努力推进工作。清康熙年间，年羹尧初露头角，却惹上官非，幸得四阿哥相救并投其门下。其时，四阿哥的老师古绪道为给四阿哥争夺帝位铺路，在京成立了秘密机关，安排年羹尧潜伏到八阿哥身边成为卧底，藉以方便收集其朋党罪证。于是，年羹尧网罗江湖人物封还笑、关淮、关鱼娘等人，展开了险象环生的特务行动。此间，年与古之女古秀兰相恋，不料好友陆虎臣和另一女子湘红也相继卷入了这段感情之中……及雍正即位，年羹尧功高盖主，飞扬跋扈，虽贵为重臣，却不得人心，终于引来雍正的猜忌，雍正决定对其采取刺虎行动。年羹尧被赐死，倒在这场无声的战争中，一代枭雄就此离去。Seven fairiesIndependent damage increase of 1 ~ n is the damage increase of Akhan suit, the damage increase of will barrier self-denial to ring suit, the damage increase of all-round ring suit, the damage increase of furnace special effect elite, the damage increase of prophecy blade special effect, the damage increase of Fred's anger special effect, etc.影片围绕着一个家庭遭到情妇利用"黑色巫术"复仇的故事展开.讲述了一个百万富翁全家人被神秘而诡异的地杀害。没有丝毫线索; 无法找到可以指证的凶手。神秘而恐怖的死亡令所有人为之困惑。一位罪案报道记者参与进此案的调查, 发现一个美貌的女人有可疑。他该如何向所有人证明她就是那个一直隐藏着的、并且擅长"魔鬼的艺术"的情妇? ...戴东官（欧阳震华 饰）经营着又父亲用毕生精力创建的酒楼，自称拥有“皇帝舌”的戴东官尝尽了天下的美食，用心打理酒楼的生意。一天他遇到了一个声称要为父报仇的小小（陈妙瑛 饰），小小竟然出卖东官使东官不得不逃到了北京。不久小小得知东官是无辜后，主动前往认错，两人冰释前嫌。