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Then change the code to the following:或者能写些诗，做些词出来……香荽有些惭愧——她一个小丫头，有这么大影响力吗？不过，看他的模样，不像在讨好逢迎。电子竞技成为全国第78个体育赛事，“荣耀”将首次举办职业联赛。18岁的叶秋（本名叶修）与好友苏沐秋，在网吧老板陶轩的协助下，开始组建草根电竞战队“嘉世 ”。同时，来自全国各地不同背景的队友们也因为梦想齐聚一堂，为着电竞舞台的最高荣耀而刻苦训练。Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee ModelPrincipal offender Weng Siliang, male, from Shanwei, Guangdong, was 25 years old at that time.2. Refactoring the code with a combination function