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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang　　黄克强和青梅竹马阿男（叶童 饰）两情相悦，无奈阿难的父亲却要将阿男嫁给她并不喜欢的富家子弟，黄克强和阿难决定私奔。然而，就当三人跃跃欲试之际，战争爆发了，出国的计划再次流产。之后，阿男惨遭巡警强暴，黄克强终于得到了阿男父亲的认可，而叶剑飞则成为了“日军太保”，至此，三人依然没有忘记当初的约定，他们登上了难民船，开始了他们最后的旅行。讲述讲述发生在一对恋人身上的爱情故事。讲述了国外留学归来的工程师和椰子园主的女儿之间的爱情故事。阿侬因为工作原因前往一座椰子园里监督检查机器，在工作过程中，阿侬遇到了苏。苏还有一个在国外读书的双胞胎兄弟。起初，阿侬和苏脾气并不相投，因为苏由于朋友的原因十分讨厌阿侬，于是处处针对阿侬，而阿侬也因此对苏产生误解。但是在接触、了解之后，二人的关系得到改善，变得十分亲密，阿侬看到了苏的温柔体贴，并渐渐地爱上了苏。通过一个普通家庭的故事告诉人们，“生活永远在回报那些热爱生活的人”。But this matter, Li Gang fell into the thinking of the poor from the very beginning. "I didn't think about whether the housing in the study area is a necessary and reasonable goal, but I first considered whether there is enough money."He taught me to be a child again.现下的杨长帆，决定将其打造成东海与南海的枢纽，今后的贸易，就在这里，南边的货我运来，北边的货我收走。周菡吓了一跳，问道：干嘛？秦淼道：扎针。